Drive your dream bike home today, with a motorbike finance package from Santander Consumer Finance
At Completely Motorbikes we work with Santander Consumer Finance to offer our customers a full range of easy motorbike finance options. We’re able to offer low rate motorcycle finance on either a Conditional Sale or a PCP (Personal Contract Purchase) basis.
Motorbike finance is available on our entire stock, subject to status and affordability checks, to UK residents of 18 years or older. Santander Consumer Finance is regulated by the Financial Conduct Authority.
Unsure which finance option might suit you? Have a read below and consider your options. We have set out the key aspects of each type of finance we are able to offer.
At Completely Motorbikes we are impartial and do not offer any financial advice to our customers, instead stating only the facts, enabling you to make the financial decision that suits you and your financial situation. Our sales team is not targetted on sales or on the selling of finance, so how you choose to purchase your bike is entirely up to you.
Conditional Sale is much like the better-known Hire Purchase but that doesn’t necessarily mean that everyone knows what it entails. We’ve broken down the main points for you below to help you decide if using Conditional Sale to buy your next motorbike might be the right option for you:
To choose Conditional Sale:
Santander Consumer Finance will use the information you provide, together with your financial status, as indicated by your credit score and your credit history, and their affordability checks, to calculate your monthly repayments inclusive of interest.
PCP or personal contract purchase is a less-well-known motorbike finance option that some people may never have heard of. We’ve broken down the key points of PCP below, to help you to understand how this motorbike finance option could help you secure the motorbike you want:
To choose PCP:
Santander Consumer Finance will use the information you provide, together with your financial status, as indicated by your credit score and your credit history, and their affordability checks, to calculate your monthly repayments inclusive of interest. This process will also generate your optional final payment.
At the end of the loan period, you will have three options:
Your optional final repayment is based on the guaranteed future value (GFV) of your motorbike and is stated at the start of the loan period.
The above should be used only as a guide and should not be taken to constitute financial advice. For a more detailed discussion about your motorbike finance options with Completely Motorbikes please either fill out our online form here, call us or pop into your closest branch.
Credit is subject to status and additional affordability checks. UK residents aged 18+ only.